Monday, 16 October 2017

Rent or Buy

I moved out when I was 20 years old, moving to university firstly and then moving in with Adam a year later when we fell pregnant with Millie and since then, we have lived in 3 different houses/flats, now in Number 3 and what we hope to be the last of them all. However, we’re in no rush to buy our own house or even start saving! We have a roof over our head, food on the table and we’re happy, isn’t that the main thing?! To be happy?! 

There are so many opinions around buying houses and renting as it’s seen to many as ‘wasted money’ but in our eyes, we’re paying for our own home, its what we wanted and unlike many, we’re not in a position in which we can save half our salary each month to be able to save for a ridiculous deposit to buy somewhere half decent just to get on the property ladder. So, do we carry on renting or do we buy our own house!?


Well... it’s safe to say that we are going to be renting for the foreseeable future. For us, it’s safer to know we have somewhere to live with neither of our wages being consistent at the moment and we actually really like the house we live in. We have more than enough room for all of us (all being Me, Adam, Millie, Mylo, 2 cats and a dog...) and our landlord is the nicest guy ever. We pay a reasonable amount for a 3 bed house which is 5 minutes walk from the local town and within 45 minutes of 4 major cities - Birmingham, Nottingham, Leicester and Derby. Show me a house that gives me all of that and I might re-think our renting situation. 

There has got to be a few rules though I think, when it comes to renting. We’ve luckily, had really good renting experiences over the 6 years we’ve lived together and HomeLet were keen to know our own #Rentingrules but it’s definitely important to:
- Respect the house as if it is your own, repair anything you can that isn’t major
- Make all payments on time 
- Leave the house as you found it when you moved in 
- Be honest with your landlord 

We haven’t really done much cosmetically to this house as we spent most of the time sorting the garden (take a look at the difference in my blog post here) but we do want to make it more homely and add some prints and art work over the next year or so, just to make it more us. But, for the time being, we’re really happy here and aren’t in any rush to own our own home. 

A wedding on the other hand...